So Much More Than Just Stocks and Bonds
Your financial well-being involves much more than investments. Planning for your future is the key to achieving the success you deserve. That means planning your financial life. Planning for taxes. Planning your estate, your insurance mix, your charitable giving, your retirement. It takes a good deal of coordination, but like a symphony, when it all comes together, the result can be beautiful and elegant.
Planning Your Financial Life: We can help you map your goals: earnings, living expenses, prepare your balance sheet, and analyze what you need for complete independence.
Tax Planning: We'll help you develop strategies to minimize the taxes you pay, help you with stock options, develop strategies for transferring living wealth, and manage your capital gains and losses to best effect.
Estate Planning: Your estate will live on; it's your legacy. We'll help you make sure everything is order: assess your current estate plan, set you up with Durable Power of Attorney for health and estate, title your assets, and help you establish an executor and develop a plan for a successor trustee.
Insurance: What amount of insurance makes the most sense for you? We'll help you assess your health, property and life insurance, and integrate it with your estate plan. We can help you develop a plan for the succession of your business, and your eventual transfer of wealth.
Planning for Charitable Giving: We'll sit with you and review your philanthropic goals and interests, develop strategies for charitable giving, consider and involve your heirs in the plan, and manage all your charitable entities. All with an eye to minimizing your taxes, while at the same time providing the most benefit to the charities of your choice.
Liability Management: A significant financial plan often involves borrowing and lending. We'll help you plan cash flow and liquidity, complex lending, high-end lending and debt structuring.
Retirement Planning: If you're like most of us, you will retire someday, if you haven't already! We'll help you plan your retirement with tax-deferred savings strategies, evaluate the impact of inflation on your portfolio, and designate your beneficiaries.
Investments: We'll help you allocate, monitor and rebalance your assets, help you plan strategies to deal with concentrated stock or options positions, and identify your specific needs for specialty assets, restricted stock, oil, gas and mineral rights, and real estate.